Why do banks still charge annual fees for their credit cards even when they will waive those charges? Its getting very inconvenient to call them and wait for till the cows come home only to have a 10 sec conversation who will agree to the waiver? I mean is there a point? Maybe its too check if I am still alive and I am telecommunica-able? Sheesh!
Pic taken with the KM 18mm-70mm kit lens. Cropped out the more intimate details. LAUGHING OUT LOud.
Slim
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